Commercial Banking Courses
Principles of Bank Operations
Fundamentals of bank functions. The descriptive orientation is international.
Credit hours: 3
Lecture hours: 3
Deposit Operations
Overview of the U.S. payments system, banking law and regulation, and current industry practices. Examines bank deposit-taking activities, considers how banks manage deposited funds, and explores the interbank EFT systems.
Credit hours: 2
Lecture hours: 2
Letters of Credit
This course provides a hands-on approach to learning about the development, use, and operation of letters of credit and related international trade documents. It includes a detailed examination of most documents used in international trade activities today.
Credit hours: 2
Lecture hours: 2
Analyzing Financial Statements
A study of characteristics of financial statements and financial statement analysis.
Credit hours: 3
Lecture hours: 3
Consumer Lending
Topics to be covered include consumer credit, credit risks, application, analyzing financial data, collection, compliance, and marketing consumer loans.
Credit hours: 3
Lecture hours: 3
Real Estate Finance
This course provides instruction to construction lending and other areas of commercial real estate finance with particular emphasis on managing credit risk. Real estate law, appraisal and investment analyses are also covered. Covers principles of finance related to condominiums; multifamily rental property; retail property; office, warehouse, and lodging property.
Credit hours: 3
Lecture hours: 3
Economics for Bankers
An introduction to the fundamental principles of economics, basic economic theory, and examples of the application of economics to banking. Emphasis is placed on topics of importance to bankers.
Credit hours: 3
Lecture hours: 3
Introduction to Supervision
Provides skills for new or potential supervisors to become better managers by emphasizing broad perspectives and by combining fresh insights with the interpersonal relations required of today's successful managers.
Credit hours: 3
Lecture hours: 3
Commercial Lending
Prerequisite: BAN1004. Provides knowledge and skills to be an effective commercial lender, including the technical side of lending and the human relations skills all successful leaders need.
Credit hours: 3
Lecture hours: 3
Introduction to Mortgage Lending
This course covers construction and permanent financing for residential property, real estate law, documentation, mortgage loan servicing, the secondary mortgage market, the role of government in mortgage lending, and residential real estate as an investment.
Credit hours: 2
Lecture hours: 2
Mortgage Loan Documentation
This course is designed for use in residential mortgage loan processing training, and is tailored specifically to the basic training needs of loan processing offices that are subsidiaries of commercial banks. Compliance with regulatory requirement is emphasized throughout.
Credit hours: 2
Lecture hours: 2
Other hours: 30
Trust Business
An overview of the trust department, including how it fits into the bank's overall operations, the services it provides, and generally how those services are delivered.
Credit hours: 3
Lecture hours: 3
Other hours: 0
Trust Investments
Theory and practice of trust department investment services.
Credit hours: 3
Lecture hours: 3
Trust Operations
Prerequisite: BAN2161. Covers basic trust terminology and concepts and ideas of trust functions within the securities industry.
Credit hours: 3
Lecture hours: 3
Securities Processing
Provides understanding of the securities industry and its application to the banking environment.
Credit hours: 3
Lecture hours: 3
Money and Banking
Practical aspects of money and banking with emphasis on the basic monetary theory needed to apply knowledge to a particular job. Emphasis is placed on economic stabilization, types of spending, the role of gold, limitation of central bank control, government fiscal policy, balance of payments, and foreign exchange, showing their repercussions on the banking industry in affecting yield curves and the structuring of portfolios.
Credit hours: 3
Lecture hours: 3
Marketing for Bankers
The basics of public relations, both internal and external. An overview of the essentials of bank public relations and marketing.
Credit hours: 3
Lecture hours: 3
Supervisory Training
Teaches managerial skills and concepts with practical experience. A modular format allows for flexibility so either basic or advanced skills can be enhanced.
Credit hours: 3
Lecture hours: 3
Bank Management
Introduction to modern management theory, practices, and applications.
Credit hours: 3
Lecture hours: 3
Law and Banking Principles
This course is a banker's guide to law and legal issues, with special emphasis on the Uniform Commerical Code.
Credit hours: 2
Lecture hours: 2
Law and Banking Applications
An introduction to laws pertaining to secured transactions, letters of credit, and the bank collection process.
Credit hours: 3
Lecture hours: 3