Tuition and Aid

GULf Coast State College makes education affordable

Studies show that choosing to earn a degree or certificate after high school will increase the total income you earn during your career. If you earn a bachelor’s degree, you can make as much as 60% or $1 million more during your lifetime than your high school colleagues. GCSC completers earn an average full-time wage of $39,980 a year after graduation.

By choosing Gulf Coast State College in Panama City, Florida, to earn your degree or certificate, you are choosing a great value. Gulf Coast’s hourly tuition rate is the #1 lowest tuition and fees for residents out of Florida's 40 public colleges and universities. So, congratulations! You’re already on your way to a better financial future.

Cost Comparison per year*

  Gulf Coast
State College
Tuition and Fees $2,963 $6,467 $6,380 $6,369  $6,360 $10,140
Room and Board -0- $11,088 $10,590 $10,300 $11,268  -0-
Books and Supplies $1,056 $1,000 $890 $1,200 $1,600  $1,300
Total  $4,019 $18,555  $17,860  $17,869 $19,228 $11,440

For more information on Gulf Coast's tuition and fees, please see the Tuition and Fees page.

*Tuition costs are based on Fall 2020 and Spring 2021 terms, with 15 credit hours per term at the in-state rate. GCSC Tuition and Fees listed are based on Associate degree level courses.  The cost for 30 credit hours of Baccalaureate level courses is $3,528. Tuition, housing fees, meal plans, and book expenses are estimates based on information provided on each university's website. 

Tuition and Fees

What is tuition and what does it cover?

Tuition covers your portion of the cost to educate you. It includes the salaries of your instructors, professors, advisors and other staff and the cost to maintain our classrooms and laboratories. It also pays for other general costs of your Gulf Coast education. Tuition varies based on two factors:

  • Program level (whether you’re earning a degree or certificate)
  • Residency (whether you live in Florida or came to Panama City from another state)

Tuition is charged by the credit hour, so you pay a portion of overall education costs based on the total number of credit hours you take.

Why must I pay fees in addition to tuition?

Fees help to cover specific costs of the services you use at Gulf Coast State College. For example, you pay lab fees based on the equipment and supplies necessary for that lab. Fees for a biology lab will differ than those for a computer or mechanics lab. Some fees, such as student activities or technology fees, are required of all students. Cost per credit hour breakdown and descriptions of fees are available online.

Where can I pay my tuition and fees?

Gulf Coast State College offers you a number of options to pay your tuition and fees:

  1. Log in to myGCSC and make your payment online through My Student Dashboard
  2. On the Panama City Campus:
    •  Pay in person at the Business Office in the Administration Building
    • Pay in person at the Bookstore in Student Union West
  3. On the North Bay Campus:
    • Pay in person at the Bookstore
  4. On the Gulf/Franklin Campus:
    • Pay in person in Building B
  5. Mail a check to the Business Office: 

Gulf Coast State College
Business Office
5230 West Highway 98
Panama City, FL 32401

If you have questions, please contact us.

In person: 

Gulf Coast State College
Administration Building
5230 West Highway 98
Panama City, FL 32401

By phone:


By email:

What if I can't pay all of my tuition and fees by the due date?

Students can apply for a Tuition and Fee Emergency LoanEmergency Loans can extend the due date for 80% of your tuition and fees up to a maximum of $1,000.  The remaining tuition and fees still have to be paid by the published due date.  Failure to repay Emergency Loans will result in a hold being placed on your account, preventing future registration and access to transcripts, and may incur collection costs.


How can I afford to Earn a college degree?

Gulf Coast State College staff are ready to help you get the best financial assistance possible. More than 50% of our students received financial aid in the form of student loans, college grants, scholarships or other financial assistance in the 2019-2020 academic year.

Financial aid is available through a number of federal, state and college programs including:

  • College Scholarships
  • Gulf Coast State College Foundation Scholarships
  • Florida Bright Futures Scholarships
  • State Scholarships and Grants
  • Federal Pell Grants
  • Federal Student Loans
  • Federal Work Study

What’s the difference between a scholarship, a grant and a loan—and do I have to pay them back?

Scholarships and grants are similar, but grants are generally need-based while scholarships are based on merit, background or affiliation. You might receive a college scholarship because you earned good grades, play basketball very well or are pursuing a degree in a specific area of study. You may be awarded a Pell grant because you completed the Free Application for Federal Student Aid (FAFSA) and were determined to be eligible based on your family size and household income.

You generally don’t have to repay scholarships and grants, but you may need to meet some criteria in order to receive the money. For example, you may need to maintain a certain GPA in your Associate degree program while playing on the basketball team.

College loans and federal loans must be repaid.

What should I do next?

Gulf Coast State College's Financial Aid page will walk you step-by-step through the financial aid process. If you haven't applied to Gulf Coast State College, apply now. You must apply before you submit your FAFSA application or we cannot review your results. If you have questions, please contact the Financial Aid Office:

In person:

Gulf Coast State College
Enrollment Services Building
5230 West Highway 98
Panama City, FL 32401
By phone: 850-872-3845
By fax: 850-873-3523